求一篇关于金融的英文文章要2000字

1. 求一篇关于金融的英文文章要2000字

这篇是在cnn上找到的。
Alibaba is not the Amazon of China
September 16 HONG KONG
Forget what you've read, Alibaba is NOT "the Amazon of China."
The analogy has been used widely as Alibaba prepares for its IPO. But it is only partially accurate, and masks big differences in business models.
Sure, Alibaba (BABA) and Amazon both do business on the Internet. They both enable consumers to buy huge volumes of goods without stepping foot in a store. And both have a stranglehold on their home markets.
But that's pretty much where the similarities end. Unlike Amazon (AMZN, Tech30), Alibaba does not own most of the items sold on its platforms, it does not maintain massive distribution centers, and it has only a fraction of the 132,000 employees on Amazon's books.
"Amazon and eBay are e-commerce companies, and Alibaba is not an e-commerce company," Alibaba co-founder Jack Ma said last year. "Alibaba helps others to do e-commerce. We do not sell things."
The point Ma was trying to drive home is that Alibaba excels at connecting buyers and sellers. Alibaba is not the seller.
Related: Meet four kings of Alibaba's online retail empire
The company's largest digital marketplace -- Taobao -- allows consumers to buy goods directly from small businesses. Tmall, Alibaba's other major shopping marketplace, connects larger brand retailers to consumers.
Alibaba makes money on Taobao by selling advertisements and search placement to retailers (kinda like Google (GOOG)). The company takes a commission from the larger retailers that operate on Tmall (think eBay (EBAY, Tech30)).
The model means that Ma doesn't have to obsess over keeping prices low the way Amazon founder Jeff Bezos does.
Related: Should you buy Alibaba shares?
The structure also makes Alibaba more of a pure Internet play, a trend reflected in the company's bottom line. Compared to Amazon, Alibaba's revenue is small (but growing faster). And investors are salivating over the company's much higher profit margins.
Investors have also been enticed by Alibaba's success at building what Ma calls an Internet "ecosystem."
The network of services allows consumers to move seamlessly between the company's online retail marketplaces and mobile apps used to process payments, buy movie tickets, call a taxi or invest in a money market fund. Alibaba even has a corporate cousin in the logistics business that handles most of the shipments generated on Tmall and Taobao.
Related: 7 things Alibaba users can do
In the end, Alibaba's biggest strengths may stem from overcoming broader problems in China's retail sector.
Ma has said that e-commerce in the U.S. is about transferring an existing business onto the Internet (think Amazon and books).
"E-commerce in the U.S. is like a dessert. It's just supplementary to your main business," Ma said. "In China, because the infrastructure of commerce is [so] bad, e-commerce becomes the main course."
What will happen when Alibaba and Amazon find themselves fighting for the same consumers? Here they are similar: expect both founders to come out swinging.
"Lying behind the massive allure of the capital market, there is unparalleled ruthlessness and pressure," Ma wrote in a letter to employees earlier this year. "In this market, only a small number of outstanding enterprises can maintain a gallop."
By Charles Riley September 16, 2014 00:54AM EDT

2. 求一篇关于金融类的英文参考文献

提供你的英文关键词，我给你找2010年以后的，还有大概需要多少页的文章？

3. 求一篇金融专业英文自我介绍演讲稿，要求表达自己的理想，信心

I ** University of Finance Department of Finance (including Insurance) 07 graduates, four-year career in the school learning process, we have experienced failure and frustration, experienced success and happiness, I assiduous, at fighting, but is The so-called “A hard, a harvest,” I paid some return.

Courses of study by the University for four years, to master and skilled use of international finance, money and banking, Central Bank, Insurance, property insurance, life insurance, the Western finance theory, financial marketing, financial marketing studies, bank accounting, commercial banks, Western economics and other professional knowledge and skills, and mastery of the computer beginner, intermediate knowledge and proficiency in the use of WINDOWS operating system, master internet, can use WPS, Microsoft Word, etc. document editing and operation, and can use tools such as Photoshop software graphic design, mastered the production of Microsoft Visual FoxPro database.
The intense in learning, eager to make progress, strive to learn each course, and two computers through a national examination. In practice life, I put myself in the real world to learn social knowledge, involved in many social practice, which enrich their knowledge of society.
This is me, a solid professional foundation, integrated high quality, small secret agents, big dare, frank, cheerful, humble music students for the financial. Of course, learned a rich background in front of the older generation, I was just ignorant person, but a blueprint of your life and career given space, through Qin-xiu Kulian, tomorrow I do not Yong Yong bidding.

4. 求 金融危机英文介绍

How to Solve the Financial Crisis 


The financial crisis deepens. The bailouts are piecemeal and national, whereas the crisis is global. What’s worse, the policy responses are not based on a clear diagnosis of the underlying problem. 
Some politicians talk as if this crisis were merely about illiquidity: banks don’t have enough liquid assets to meet their current obligations. If this were so, the problem would already have been solved. The reason is that most countries have three institutions in place that generally prevent this sort of thing from happening: (1) central banks that are “lenders of last resort”, (2) depositors are insured (up to a specified maximum) and (3) banks are regulated and supervised. 
But the problem now is different. Once we understand it, we are close to finding a solution. It is not just a matter of potential illiquidity, but also of potential insolvency: the total assets of many financial institutions could fall short of their total liabilities. At the current fire-sale asset prices, they’re in danger of going broke. The central banks can’t help here, since they lend only for short periods against highly-rated collateral. 
The difficulty is that some of the troubled financial institutions are too large too fail (their demise would wipe out too much wealth, shut down too many businesses, throw too many people into unemployment) and are very contagious (their bankruptcy would lead to the bankruptcy of other large institutions). That is why we’ve seen lots of case-by-case bailouts (Bear Stearns, AIG, Fannie Mae und Freddi Mac, Fortis, Bradford and Bingley, Wachovia, Glitnir, etc.), climaxing in the largest, the Paulson plan.

5. 求一篇金融相关英文文章，翻译出来要求3000字以上，最好连翻译也有

奥巴马麦凯恩激辩金融危机

据《今日美国》报道，在周二的总统辩论中，约翰－麦凯恩和巴拉克－奥巴马互相攻击，并提出了各自的应对美国金融危机的方案。
John McCain andBarack Obama exchanged blame and offered proposals to address the nation'sfinancial crisis during Tuesday's presidential debate, USA Today reported.

麦凯恩承诺对那些苦苦挣扎的房主们施以援手，而奥巴马则表示政府必须确保国家大规模救市方案按计划实施。
McCain promisedaid to struggling homeowners and Obama said the government must assure themassive federal financial rescue package works as planned.

二人辩论的主题很快便集中在经济问题上，当晚辩论主要围绕着这一话题进行。
The debate focusedimmediately on the economy and stayed on it for much of the night.

麦凯恩提议财政部有条件地买进按揭坏债，并根据目前的房价和房主们进行再次协商。
McCain called forthe Treasury Department to buy up troubled mortgages — with some conditions —and renegotiate them with homeowners at the current value of homes.

麦凯恩说：“我们都清楚，只有我们稳定了美国的家庭价值观，我们才能去创造就业机会、恢复我们的经济。
McCain said,"We all know, my friends, until we stabilize home values inAmerica,we're never going to start turning around and creating jobs and fixing oureconomy,

此外，我们还得重建对美国的信任和信心。”
and we've got toget some trust and confidence back toAmerica."

奥巴马称最近的经济低迷为“大萧条后最严重的金融危机”，他表示政府必须确保签署的金融救市方案按计划实施。
Obama called thecurrent downturn "the worst financial crisis since the GreatDepression" and said the government must assure that the financial rescuepackage signed into law worked as planned.

他说：“我相信这将是对过去8年来布什政府高调推行的失败的经济政策的最终审判，而参议员麦凯恩就是这一政策的支持者。”
"I believethis is a final verdict on the failed economic policies of the last eightyears, strongly promoted by President Bush and supported by SenatorMcCain," he said.

辩论开始前几小时，道琼斯工业平均指数又暴跌508点。辩论在一片金融阴霾中展开。
The debate beganhours after the Dow Jones industrial average tumbled another 508 points, andthe resulting financial anxiety is looming large over the debate.

麦凯恩指责奥巴马是参议院中收取房利美和联邦住宅贷款抵押公司捐款的第二大个人，而这两大公司正是目前名誉扫地的抵押贷款行业巨头。
McCain accusedObama of being the Senate's second-highest recipient of donations fromindividuals at Fannie Mae and Freddie Mac, the two now-disgraced mortgageindustry giants.

奥巴马回击称，麦凯恩竞选团队经理戴维斯在华盛顿一家政治公关公司持股，直到最近，该公司每月都从联邦住宅贷款抵押公司收到成千上万的资金。
Obama shot backthat McCain's campaign manager, Rick Davis, has a stake in a Washington lobbying firm that receivedthousands of dollars a month from Freddie Mac until recently.

路透社报道，两位候选人均誓言致力于使美国能源独立。
Both candidatesvowed to focus on making theUnited  Statesenergy independent, Reuters reported.

麦凯恩表示，核电是一项无污染能源，也将是解决气候变化的关键。他还对奥巴马进行了嘲讽。
McCain saidnuclear power was a clean source of energy that would be key to battlingclimate change and mocked Obama.

奥巴马支持发展核电，并将其作为一个大能源计划的组成部分。
And Obama said heapproved of nuclear power as one element of a broader energy plan.

美联社报道，辩论话题还涉及外交政策方面，其激烈程度不亚于经济和国内事务。
The debate alsoveered into foreign policy, and the disputes were as intense as on the economyand domestic matters, AP reported.

麦凯恩称他的对手“在伊拉克和进军问题上的观点是错误的。”
McCain said hisrival "was wrong aboutIraqand the surge.

“在俄罗斯侵略格鲁吉亚问题上，他（奥巴马）对俄罗斯的看法是错误的。”
“He was wrong about Russia when theycommitted aggression against Georgia.”

“他的职业生涯很短，他还不了解我们国家在安全问题上所面临的挑战。”
“And in his short career he does notunderstand our national security challenges.”

“而我们没有时间来进行在职培训。”
“We don't have time for on the jobtraining.”

奥巴马略带嘲讽地回击说，他确实不太了解一些事情，例如：多年来美国已经在伊拉克耗费了数千亿美元后，今后，美国要如何面对阿富汗问题的挑战。
Obama counteredwith a trace of sarcasm that he didn't understand some things — like how UScould face the challenge inAfghanistanafter spending years and hundreds of billions of dollars inIraq.

据路透社报道，辩论后哥伦比亚广播公司和美国有线新闻电视网的一项快速调查都显示奥巴马在辩论中胜出。
Two quick pollstaken immediately after the debate, by CBS News and CNN, both judged Obama thewinner, Reuters reported.

路透评论道，麦凯恩可能不会再有扭转竞选局面的机会。
McCain could berunning out of chances to recast the race, Reuters commented.

离大选只有4周的时间，两位候选人将在10月15日进行最终辩论。
With only fourweeks to go until the election, the two candidates will meet for one finaldebate on October 15.

----------------------------------------------------------
金融危机激增MBA申请人数


眼下的华尔街可谓哀鸿遍野，而美国各地的商学院却因此振奋不已：全日制MBA课程的申请人数在2008年激增。
Business is bad onWall Street, and business schools across the country are bracing for theimpact: A surge in applications this year to their full-time M.B.A. programs.

金融市场一片混乱，美国经济放缓，华尔街正在经受深刻的结构性变化。很多人决定，现在是回学校充电的好时候。
With financialmarkets in turmoil, the economy slowing down and Wall Street undergoing aprofound structural change, many people are deciding that now is a good time tohead back to school.

考虑迈入校门的人有些是此次金融业大裁员的牺牲品，另一些则觉得他们的饭碗即将不保。
Some would-bestudents are the victim of layoffs roiling the financial industry. Others thinktheir jobs could disappear soon.

即使目前工作还算稳定的MBA申请者也认为，利用这段时间攻读研究生文凭是个不错的选择－－因为未来几年的升迁和跳槽机会都会比较稀缺。
Even someapplicants whose jobs are currently stable are deciding that it makes sense togo for a graduate degree now: since promotions and new opportunities could behard to find in the next few year

商学院还没有关于申请人数的统计数字，因为大多数顶尖学校的第一轮招生截止日期是在10月中旬。不过，许多商学院表示，今年咨询MBA课程的人增加了很多。
Schools don't haveapplication tallies yet -- as deadlines for the first round of admissions arein mid-October for most top-tier schools -- but many already are reporting bigincreases in interest.

纽约大学斯特恩商学院称，今年参加其校外MBA推介会的人员增加了30%。
New YorkUniversity Stern School of Business reports a 30% increase in attendance atoff-site information sessions this year.

西北大学凯洛格管理学院的申请人数目前已增长22%。
NorthwesternUniversityKelloggSchoolof Management has had a 22% increase inapplications so far.

芝加哥大学工商管理研究生院表示，其网上咨询和推介会参加人数都有显著上升。
Universityof Chicago  GraduateSchool of Business says it is seeing significant increases ininquiries online and attendance at information sessions.

今年，GMAT考试的注册人数也在增加。
People are alsoregistering for the Graduate Management Admission Test in greater numbers thisyear.

美国研究生入学管理委员会位于弗吉尼亚州McLean市，成员包括165家商学院。
According to theGraduate Management Admission Council, a McLean, Va.-based membershiporganization of 165 graduate business schools,U.S.

该机构称，2008年1至9月GMAT考试的注册人数达到129,902人，比去年同期上升5.1%。
GMAT registrationvolume for the first nine months of this year totaled 129,902, up 5.1% from thesame period last year.

这些数字反映出一种与以往的经济衰退期类似的趋势。
The numbersunderscore a trend that has occurred in previous economic downturns.

商学院和经济学家说，研究生入学人数是反经济周期的，也就是说，它与经济景气程度背道而驰。
Graduateadmissions are countercyclical -- meaning that they move in the oppositedirection of the economic cycle, business schools and economists say.

由于次债风波的连锁反应，这批MBA研究生毕业时，将面对一个完全不同的华尔街，就业市场可能很不乐观。
When this year'sM.B.A. applicants graduate, they will enter a dramatically different WallStreet and potentially smaller job market that has been altered by the rippleeffects of the credit crunch.

今年即将毕业的研究生已经感受到就业市场的低迷。
This year's newlyminted graduates already encountered a tougher job market.

科尔说，在芝加哥大学，2008年毕业生中找到工作或有公司邀请加盟的人数比去年下降了约3个百分点。
At the University of Chicago, the percentage of 2008graduates that either had offers or had already accepted them dropped roughlythree percentage points from the previous year, Ms. Kole says.

一些商学院表示，由于毕业后的就业前景不确定，因此目前有稳定工作的申请者可能会放弃进入商学院的机会。
Indeed, schoolssay not knowing what the job market will look like upon graduation could detersome prospective applicants who have stable jobs from applying.

有些申请者则打算碰碰运气。
Some applicantsare taking their chances.

其他研究生院也都预计申请人数会增加。
Other graduateschools are also expecting increases in applicants.

学员们今年还要考虑另一个问题──次债危机使学生贷款很难申请。
Also a factor forstudents to consider this year: The credit crunch has roiled the market forstudent loans.

一直关注这一领域事态发展的FinAid.org负责人马克-坎特罗维兹称，2007年，有144家民间和政府教育贷款机构暂停了学生贷款。
In the past year,144 education lenders have suspended private and federal loans, according toMark Kantrowitz, publisher of FinAid.org, who has been following thedevelopments.

不过，坎特罗维兹说，商学院的学生应该可以找到贷款，因为很多贷款机构只是对本科生和成人教育学生暂停发放贷款。
Still, Mr.Kantrowitz says business-school students should be able to find loans. Manylenders, he says, have suspended loans for undergraduate and continuingeducation students but not graduate loans

对这些贷款机构来说，“研究生贷款项目是最有利可图的，因为贷款质量最高。”
For lenders,'graduate student loans are the most profitable because the loan balances arethe highest,' he says.

然而，学生要想获得私人贷款，可能需要提供更多的信用证明，而且贷款利率也会上升。
But students mayface tighter credit requirements in getting private loans and pay higherinterest rates.

6. 求金融衍生工具英文翻译

The finance derivation tool

7. 帮忙找篇关于投资金融衍生工具的外文翻译，谢谢～

这是原文地址，翻译如下：
[abstract] the financial derivatives is relative to the basic financial tools, and on the basis of the financial derivative tools. It is a kind of complex financial trading and investment method. Financial derivatives has to traditional accounting theory and practice, especially serious influence on accounting information disclosure limitations, particularly prominent and seek a objective information disclosure derivatives as necessary. This article on financial statements elements, financial statements, the structure and preparation methods and how to promptly disclose financial derivatives on accounting report system of some problems impact.
[key] the financial derivatives, Financial report, Information disclosure

Derivatives are derived from traditional financial tools, by predicting stock, interest rates, foreign exchange rates, etc, the future market trends, pay a small deposit contract signed or across the stage of different financial tools and other transactions of a new form of financial instruments. Since the 1980s, the financial derivatives in the rise and development of the most conspicuous, its contractual and future-oriented, lever and high risk and value, traditional features such as changes of accounting theory cannot be reasonable and scientific explanation for the accurate measurement and fully disclosed. For truly reflect the enterprise's financial status and protect the interests of accounting information user, must change the derivatives of existing disclosure model, in order to achieve enterprise accounting information disclosure. Full

A financial derivatives, the status quo and limitations of information disclosure

(a) derivatives of information disclosure
The traditional accounting pattern is realized based on principle of confirmation, the historical cost measurement to watch for the main information for monetary index in the report mode. So, in the contract or contract form of financial derivatives for its doesn't accord with the traditional accounting elements of the definition and the confirmation of the standard, no physical or non-monetary form, has been regarded as "the project" and don't add value. The fundamental goal of financial reports is to provide decision-making information users, useful information in different periods, information user's demand for accounting information is different. In the era of knowledge economy, the information users of information demand has undergone great changes, people from historical information to the future. Require the disclosure of information and scope of the accounting information is expanding, reliability and quality (for example, the comparability between consistency and etc.) understanding has undergone some changes. In this case, the traditional financial report revealed a lot of limitation, internal and external information users of financial derivatives of accounting information disclosure put forward higher request.

(2) the traditional accounting report mode to be reformed
The traditional accounting report mode based on the balance sheet, income statement, the cash flow statement of changes in financial position (that) and statements for reporting entity, mainly provides the capitalization of accounting information. Financial derivatives have strong liquidity, high risk and complexity, therefore, timely and accurate disclosure of derivative financial products accounting information is very important. But in the traditional accounting mode, due to the accounting principles and accounting measurement principles of limitations, financial derivatives can be used as the official project assets on the balance sheet, but only to reflect off-balance-sheet form. This approach cannot reflect the financial derivatives of enterprise assets and liabilities of the relationship, the full-disclosure principle does not accord with the requirement that investors cannot fully understand because investment companies have large financial derivatives, the risk of damage to the fact the interests of investors. At the same time, because of financial derivatives have strong financial leverage, the contract value than the value of deposit often several times, this high-risk may result of decision-making is any investors can consider important information. If the financial derivatives in accounting statement cannot fully revealed that will hide huge risk, and misleading, investors make the wrong decision. In view of this, we must reform the existing accounting report on financial derivatives of information disclosure give enough attention.

Second, information disclosure of derivatives

(a) financial reporting models are still the main source of financial information
Currently, the financial report is still people obtain enterprise financial information of the main way. As the American institute of certified public accountants "Jenkins committee report" in "no evidence that due to the user information is relevant or other reasons and give the analysis of financial statements," "no users advice financial statements shall be eliminated by the organization and the basic information of different financial means to replace"... . But the existing financial reporting system cannot fully reveal valuable information, the correlation of accounting information from various reliability, the criticism and the suspect. Therefore, it must be sure in the present financial report under the premise of mode of the improvement. Especially the derivatives information disclosed the question, is a very important aspect.

(2) derivatives challenge to traditional accounting pattern
Financial derivatives since the 1980s, the rapid development of modern economic life to it has more and more influence on the current accounting pattern of traditional caused great impact and challenges. The international accounting from various aspects of this problem of a positive exploration and try. First is to financial derivatives ORR purpose from table into the category in table disclosed. The international accounting standards board (IASC) in the preparation and the concept of financial report, the structure of the elements as financial statements of the project over the statement confirming standard (1) and the confirmation of future economic benefits are likely to flow into or enterprise, (2) confirmed the cost of the project or fair value can be reliably measured. This confirmation standard through the traditional accounting standards, with emphasis on "gave up the past transactions or events for the confirmation of the standard of" principle, and to emphasize "risk and reward the essence of" confirmation of the transfer principle. This revised make financial derivatives become statements on the form elements, which becomes possible. However, because of the complexity of the financial derivatives, and still is in constant innovation, accounting principles of revision can only make partial derivatives in the information disclosure, and can form all the financial derivatives information can be shown on the form.

8. 金融类英语文章

Planning a share portfolio
Tere is no shortage of tipsters around offering"get-rich-quick'opportunities.But if you are a serious private investor,leave the Las Vegas mentality to those with money to fritter.The serious investor needs a proper'portfolio'-a well-planned selection of investments,with a definite structure and a clear aim.But exactly how does a newcomer to the stock market go about achieving that?
5  Well,if you go to five reputable stock brokers and ask them what you should do with your money,you're likely to get five different answers-even if you give all the relevant infoumation about your age,family,finances and what you want from your investments.Moral?There is no one "right‘way to structure a portfolio.However,thereare undoubtedly some wrong ways,and you can be sure that none of our five advisers would have suggested sinking all(or perhaps any)of your money into Periwigs*.
10   so what should you do?We'll assume that you have sorted out the basics-like mortgages,pensions,insurance and access to sufficient cash reserves.You should then establish your own individual aims.These are partly a matter of personal circumstances,partly a matter of psychology.
   For instance,if you are older you have less time to recover from any major losses,and you may well wish to boost your pension income.So preserving your capital and generating extra income are your main 15priorities.In this ease,you'd probably construct a portfolio with some shares (but not high risk ones),along with gilts,cash deposits,and perhaps convertibles or the income shares of split capital investment trusts.
    If you are younger,and in a solid financial position,you may decide to take an a ggressive approach-but only if you're blessed with a sanguine disposition and won't suffer sleepless nights over share prices.If you recognize yourself in this description,you might include a couple ofheady growth stocks in your 20  portfolio,alongside your more pedestrian investments.Once you have decided on your investment aims,you can'then decide where to put your money.The golden rule here is spread your risk-if you put all of *‘Periwigs’is the mame of a fictitious company.

译文：
             规划股份投资
    我们周围不乏情报贩子，向人们提供迅速发财至富的机遇害。但是，如果你是一个认真的私人投资者，就把拉斯韦加斯的心态留给那些有钱可供挥霍的人。认真的投资者需要一份正规的投资组合表——一种计划很周密的投资选择，结构明确，目标清晰。但是，一个股票市场的新手又如何能做到这一点呢？
    如果你去向5位有威望的股票经纪人咨询，询问你应该如何使用你的资金，你很可能得到5种不同的答复，即使你提供了所有关于你的年龄\、、、，家庭、财源和你想从投资中获得的好处的信息。这是个道德问题吗？没有一种安全“正确”的方法来排列这种投资组合，然而，却毫无疑问地有几种错误的方法。可以相信5位经纪人中不会有人建议你把全部（或一部分）资金投入佩里威格斯公司。
    那么你该怎么做呢？我们假定你已把基本情况弄清楚了，如抵押贷款、养老金、保险金和动用现金储备的机会。然后，你一定要建立起自己的目标。这里一方面是个人所处的环境，另一方面是信收理学的问题。
    比如说，如果你年纪较大，你从重大投资损失中恢复过来的时间就较少，你就很希望能够提高你的养老金收入。因此，你的首要任务就是保护你的资金和引发额外的收入。在这种情况下，你大概想制定出一份包括某些股份（但不是风险很大的股份）的投资组合，同时还有高度可靠的证券、现金储蓄，可能还有可换证券，或分割资本信托公司的所得股。
    如果你年轻一些，并且经济状况可靠，你可能会采取一种积极的方式——你必须性格开朗，不会因股票价格的浮动而夜不能眠。如果你觉得你的情况是这样的话，你可在投资组合中包括几项有令人陶醉的增值前景的增长股，和其他比较平淡的投资项目放在一起。一旦你的投资目标确立以后，你就可以决定你的钱投向何处。这里的指导原则是：分散你的投资风险。如果你把所有资金投入佩里威格斯国际公司，你就把自己当成了命运的人质。